Eighty Percent of Small Claims and Bad Debts Are Not Pursued
Small Claims » Eighty Percent of Small Claims and Bad Debts Are Not Pursued
This is true for the people of the United States:
- Some People who doesn't pay
- You go to court
- The judge agrees in your favor
- You don't get any money that is owed to you.
Although the civil courts are set up to allow you to recover money, nobody said that it is easy. The court system offers you basic information on filing any garnishment of wages, bank garnishments, liens, and other methods of recovering the money the small claims court awarded to you, however that information will not teach you everything you need to know. So we are left with only a few choices:
- Be defeated by your debtors (Never see your money again)
- Spend several weeks trying to figure out how to collect your money yourself
- Hire an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although collection agency service isn't hard to figure out once you learn the simple steps of using one, the process can be very easy and beneficial. You would suggest that once the court awards you the judgment, they would make it less complicated for you to collect the funds that you are owed.
Civil Courts offers pamphlets to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the debtors banking information or the process to garnish the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The easiest way to get all of the important contact information and other important facts about the debtor is a process called skip tracing. The process of skip tracing involves pulling a credit report on the debtor, and playing private detective to put all of the pieces together. One of the obstacles a debt collector will face is that almost all credit reporters will not allow you to retrieve a credit report on somebody if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will collect your money for you with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike attorneys who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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